QCTO qualifications › Business Banking Officer
Business Banking Officer - Knowledge Module
Hybrid Learning Solutions · e-book
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Printed copy: R2250 incl. VAT.
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About this book
The theory textbook for the QCTO Higher Occupational Certificate: Business Banking Officer (NQF Level 5, SAQA ID 121927), BANKSETA. Ten chapters covering both knowledge modules (52 credits, 89 assessment criteria): financial markets, institutions and products; the law, governance and compliance of business banking, including when the National Credit Act applies to a business; understanding a client's business, non-financial risk and beneficial ownership; accounting, profit and cash; ratio analysis, sustainable growth and over-trading; income tax, turnover tax and VAT (2026/27); collateral, perfecting security and impeachable transactions; business plans and lending to small enterprises with limited information; alternative finance and the small-enterprise regulatory framework; and relationship selling, winning business, ethics and closing deals. Worked examples follow one Bloemfontein business-banking suite and its clients through 2027.
- Level: NQF Level 5
- SAQA ID: 121927
- Pages: 293
What is inside
- Chapter 1 — Financial Markets, Institutions and Products
- Chapter 2 — Law, Governance and Compliance for Business Banking
- Chapter 3 — Understanding the Client’s Business and Its Risks
- Chapter 4 — Accounting for Business Bankers
- Chapter 5 — Analysing Financial Risk
- Chapter 6 — Income Tax and VAT for Business Clients
- Chapter 7 — Collateral and Security
- Chapter 8 — Small Enterprises: Business Plans and Lending with Limited Information
- Chapter 9 — Alternative Finance and the Small-Enterprise Regulatory Framework
- Chapter 10 — Relationships, Winning Business and Closing Deals